YNAB, short for “You Need A Budget,” provides budgeting software and financial education. The company’s approach is built around assigning a purpose to available money and helping users plan spending in line with their priorities. Its tools are available through web and mobile applications, with features for connecting financial accounts, importing transactions, creating budgets, and sharing a subscription with household members. YNAB also offers educational materials, workshops, customer support, coaching, and resources for employers and personal finance coaches. The company grew from a budgeting spreadsheet created by founder Jesse Mecham and now serves users through a broader software and education platform. Visitors can review YNAB’s official site for current features, pricing, and terms.
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