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United Wholesale Mortgage

United Wholesale Mortgage (UWM) is a wholesale mortgage lender that works through independent mortgage brokers rather than originating loans directly to consumers through a retail branch network. The company describes using a proprietary technology platform and broker-focused service model to support the mortgage process. Its public information includes resources explaining how mortgage brokers work, along with investor and company materials. Borrowers typically interact with a broker who compares loan options and submits an application to UWM or another lender. Product availability, eligibility, rates and underwriting requirements vary, so consumers should review the final loan terms and ask their broker to explain the costs and responsibilities involved.

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