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Atom Bank

Atom bank is a UK app-based bank offering savings, mortgage, and business lending products. Founded as a digital-only bank, Atom uses mobile technology and automation to let customers apply for and manage selected banking services through its app. The company describes its aim as making saving and borrowing simpler, while providing secure products and customer support. Atom bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the PRA. Product availability, rates, fees, and eligibility depend on the specific account or lending product and the customer’s circumstances.

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