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XTB is a financial services and technology group that offers trading, investing and savings-related products through its digital platform and mobile application. Its official company information describes access to stocks and exchange-traded funds, as well as contracts for difference on instruments such as currencies, indices, commodities, shares and ETFs, depending on the customer’s location and the responsible XTB entity. The company also provides investment plans and educational materials. XTB says it has operated for more than two decades and is listed on the Warsaw Stock Exchange. Its regional companies are governed by local regulatory requirements, and product availability, fees and protections can differ by market. Customers should consult the applicable local terms and risk information.