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Morningstar DBRS is a credit rating agency that publishes credit ratings, research, and data for market participants. Its analysis covers issuers and securities across a range of asset classes and markets, providing perspectives on credit risk that investors and institutions can use as part of their research. The agency describes an investor-focused approach and a history dating to 1976. Ratings and research are opinions based on defined methodologies and available information; they are not guarantees of repayment or recommendations to buy, sell, or hold securities. Users should review the applicable rating rationale, methodology, and disclosures on the official site.