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FactorTrust

FactorTrust provides consumer reporting information used in alternative financial services. Its consumer-facing resources explain how individuals can request access to their FactorTrust report and manage security options such as a credit freeze. The company’s materials distinguish its report from files maintained by the major nationwide credit reporting agencies, and describe how lenders may use information for their own permissible purposes. Consumers seeking to understand or correct information should use FactorTrust’s official channels and follow its current identity verification and dispute procedures. Businesses should verify applicable legal requirements and product scope directly with the provider before using any consumer report.

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