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Figure is a financial technology company building digital lending and capital-market services. Its consumer lending offerings include home-equity lines of credit, investor-focused DSCR loans and crypto-backed borrowing, with product availability and eligibility varying by borrower and location. Figure also develops technology for partners and institutional markets, including blockchain-based infrastructure for recording, trading and settling financial assets. The company’s materials describe using digital workflows to connect borrowers, originators and investors. Figure’s products can involve significant financial and collateral risks; applicants and investors should review the specific issuer, eligibility rules, fees, repayment terms and risk disclosures before participating.