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Prosper is a digital financial company whose platform connects consumers seeking credit with available loan products. The company describes personal loans as its flagship marketplace offering and also lists credit card and home-equity products. Prosper’s materials explain that personal loans originated through its platform are made by WebBank, while Prosper provides platform and servicing functions through its affiliated entities. The company’s mission focuses on helping people make progress toward financial well-being through online financial products. Product availability, rates, fees and eligibility depend on the applicant and applicable terms, so visitors should review current disclosures and understand the role of each provider before applying or investing.