Zopa ★ 0Sign in to vote

Zopa is a UK digital bank that offers consumer financial products through its app, drawing on its earlier experience in online lending. Its current services include savings accounts, current accounts, personal loans, credit cards, and point-of-sale finance products, with features and eligibility depending on the product. Zopa Bank launched in 2020 and is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the PRA. The company presents its products as app-based and straightforward to manage, while customers should review each product’s rates, fees, risks, and terms before applying.