Plaid builds financial technology infrastructure that helps people connect financial accounts to apps and services they choose. Its platform provides account connectivity and related data tools for fintech companies, banks, and other developers building digital financial products. Plaid’s official materials describe use cases that include payments, lending, personal finance, and fraud prevention, with connections made at the user’s direction. Businesses can integrate Plaid products through developer tools and APIs, while consumers encounter the service through participating apps. The institutions, data available, and features supported depend on the product, provider, and user permissions.
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