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FM

FM provides commercial property insurance and risk-engineering services for businesses. The company describes an engineering-led approach that combines insurance coverage with research, site risk assessments, and loss-prevention guidance. Its offerings include commercial property coverage, solutions for midsize businesses, renewable energy coverage, cargo insurance, and related services through its business units. FM works with clients to understand property risks and develop risk-management approaches suited to their operations. The organization has a long history in commercial property protection and positions its work around helping businesses prepare for and reduce the impact of potential losses.

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